Baby steps

I just finished reading Dave Ramsey's Total Money Makeover book last night for the second time and I am ready to make this work for me.

It won't happen overnight, I am resigned to that, but I made the first step several years ago by having a plastectomy as Dave calls it (cutting up my credit cards) and never did much after that. I made the first step toward baby step 1, setting up a baby emergency fund, I don't have the full amount in it yet but I just started it tonight!

It's a small step but it's a step in the right direction and it makes me feel wonderful!

If anyone reads this and is tired of the way they are living with their finances I recommend this book, get it from the library or buy it used on Amazon.com or Barnes and Noble.com if you are ready to make a change this book will help you do it!